It is a kind of bank lending capitalist form of collateral usually consists of securities, a variety of stocks, real estate (such as terrace houses, semi-Detached, bungalow and condominium), transport, as well as the goods bill of lading, gold, watches or other documentation to prove ownership of the items. Loan maturity, the borrower must be shown with the return, otherwise the lenders have the right processor collateral, as a kind of compensation.